Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.924%  0.125%
15 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.693%  0.250%
5/1 Adjustable Rate
 Rate  APR  Points
 4.125%  4.879%  0.500%
 4.250%  4.904%  0.250%
FHA
FHA 30 Year Fixed Rate
 Rate  APR  Points
 4.625%  5.844%  0.500%
 4.750%  5.934%  0.125%
VA
VA 30 Year Fixed
 Rate  APR  Points
 4.750%  5.173%  0.375%
 4.875%  5.266%  0.000%